If you're an Indian Bank employee or retiree trying to get into HR Connect and you've hit a wall of confusing login screens, two-factor OTP flows, and "user already logged on" errors, you aren't alone. The portal has changed URLs, added mobile-adaptive pages, and shifted to a new authentication system since the Allahabad Bank merger. Most guides online just list the steps without telling you which URL is actually current or what to do when the OTP doesn't arrive.
Here's what I'd recommend: bookmark hrconnect.indianbank.bank.in (the newer 2FA-enabled URL) instead of the older hrconnect.indianbank.in link. Both still work, but the bank.in domain is where the portal is headed. And if you're a retiree? Your login process is different from active employees. This guide covers both.
📋 Quick Reference: Indian Bank HR Connect
The Two URLs Problem (and Which One to Actually Use)
This is the part most other articles get wrong. Indian Bank's HR Connect portal has two active URLs, and they don't behave identically. The original URL, hrconnect.indianbank.in, takes you through the PeopleSoft-based HRMS login. The newer URL, hrconnect.indianbank.bank.in, leads to a simplified two-factor authentication page that just says "User ID" and "Submit."
A November 2024 post in the Indian Bank CO: HRM Department Facebook group clarified the situation: "Login screen of HR CONNECT over internet has changed to mobile adaptive Page with facility to enter User ID." The same thread includes a comment from a user named Prem Nigam who explained: "Link is https://hrconnect.indianbank.bank.in then enter your mobile number and put OTP to enter. Use new employee number to log in."
The older URL still functions. But the bank is clearly pushing users toward the bank.in domain with the simplified 2FA flow. If you've been using the old URL without issues, fine; keep going. But if you're a first-time user or recently retired, start with the newer one.
Step-by-Step Login for Active Employees
Active employees access HR Connect through the bank's internal network or via the internet. The process differs slightly based on which URL you use, but here's the current standard flow based on the Scribd SOP documentation and community-reported procedures:
Open the Portal
Go to hrconnect.indianbank.bank.in in Google Chrome. The bank specifically recommends Chrome; other browsers have caused display issues for some users.
Enter Your User ID
Type your SR number without the check digit. This catches people out. If your SR number is 123456-7, you enter only 123456. The check digit (the number after the hyphen) gets dropped. For ex-Allahabad Bank employees migrated after the April 2020 merger, use your new Indian Bank employee number.
Answer the Security Question
The portal may present a security question you set during registration. Answer it exactly as you originally typed it (case-sensitive, including spaces). Then click "Return to Sign In."
Enter Password and Receive OTP
Enter your password. An OTP gets sent to your registered mobile number via SMS. Enter the OTP to complete the two-factor authentication. If the OTP doesn't arrive within 60 seconds, check that your mobile number is correctly linked with CO HRM.
Access the HRMS Dashboard
You're in. From here you can access salary slips, leave management, loan tracking, Form 16, and manager self-service features.
One thing worth knowing: the Facebook group discussion from March 2024 notes that salary information can be checked under "Manager Self Service > Global Payroll" for updated salary details. Not exactly intuitive naming, but that's PeopleSoft for you.
Retiree Login: A Completely Different Process
If you're a retired Indian Bank employee, don't assume you can just log in the same way active staff do. The registration and first-login process for retirees is separate, and it's one of the biggest sources of confusion.
According to the official Retiree Login Simplified SOP document (viewed over 5,000 times on Scribd), retirees must first register through the Indian Bank retiree website. The process goes: visit indianbank.in, find "IB RETIREE Website," click "NEW USER," then enter your SR number, PAN number or date of birth in DD.MM.YYYY format, verify with the OTP sent to your registered mobile, and set up a security question and answer.
A YouTube walkthrough from October 2024 with the title "HRCONNECT How to login to IB Retirees portal" walks through this entire flow visually. Worth watching if you're a first-time retiree user; the screenshots in that video match the current portal layout.
The retiree portal gives access to pension slips and IT computation statements. An October 2023 post in the HRM Facebook group highlighted a common frustration: "Previously in HRM ONLINE at branches, we can generate Pension Slip and IT Computation. Now we are confused." The thread revealed that these features migrated into HR Connect, and the old branch-level system was phased out.
What You Can Actually Do Inside HR Connect
The portal runs on Oracle PeopleSoft HRMS, which Indian Bank adopted as part of its technology stack. As GovernmentsPortal.com documents, the system provides:
Salary & Pension Slips
Monthly salary slips and pension statements available for download instantly. Both active employees and retirees can access these.
Form 16 & Tax Declarations
Annual Form 16 downloads and the ability to submit investment declarations directly. No paperwork needed.
Leave Management
Apply for leave, track approval status in real time, and view leave balances. Entirely online, no branch visits.
Loan Tracking
Monitor staff loan disbursement status, EMI schedules, and outstanding balances through the portal.
Personal Info Updates
Update contact numbers, emergency details, and address information without filing physical forms.
Service Records & NOCs
View complete career history, promotions, performance records. No Objection Certificates generated instantly for retiring staff.
For reference, Bank of Baroda's similar HR Connect portal (at hrconnect.bankofbaroda.co.in) runs on the same PeopleSoft platform and shows a current notice about investment declarations needing approval by "21st Feb 2026, 6.00 pm" with tax deduction consequences. Indian Bank's portal follows a similar declaration cycle, so if you're reading this close to financial year-end, don't sleep on your investment declarations.
Password Reset: The Three Paths
Forgot your password? There are three ways to handle it, and they depend on whether you're an active employee or retiree.
For Active Employees
Contact your HR department directly. They can reset your credentials through the admin panel. Honestly, for active staff this is the fastest route. Don't waste 20 minutes trying to figure out the self-service reset when a quick call to HR gets it done in 5.
For Retirees (Self-Service)
The May 2023 YouTube tutorial on HRCONNECT password reset walks through this clearly: go to the login page, click "Forgot Password," answer your security question, verify via date of birth (DD.MM.YYYY format), and set a new password. The precondition, as the video notes, is that your mobile number must already be registered in the system.
When Neither Works
Call Indian Bank's national helpline at 1800-1700 (the new toll-free number effective from September 1, 2025, per the bank's customer grievance page). The old number, 1800-425-00000, is being phased out. Not great that they're changing helpline numbers during an active system transition, but here we are.
Troubleshooting Common Issues
Based on community reports, Quora threads, and the Facebook group discussions, these are the problems that come up repeatedly:
"User Already Logged On" Error
A Quora answer from 2021 explains this well: "It means that the previous session was closed abruptly for whatever reason. To my knowledge the site offers login page after an hour." The fix? Wait about an hour for the session to expire, then log in again. Closing the browser without clicking "Sign Out" causes this. Always sign out properly.
OTP Not Arriving
Three possible causes: (1) your mobile number isn't registered with CO HRM, so the system literally has nowhere to send the OTP; (2) network congestion delaying the SMS; or (3) you've exhausted OTP attempts for the session. For issue 1, visit your branch. For 2, wait 2-3 minutes before requesting again. For 3, try again after 30 minutes.
Portal Loading Errors or Blank Screen
Use Google Chrome. The bank has specifically recommended it, and community members have reported issues with Firefox, Edge, and Safari rendering the PeopleSoft interface. Also, clear your browser cache. The portal's JavaScript sometimes conflicts with cached data from previous sessions.
Ex-Allahabad Bank Employees Can't Log In
After the April 1, 2020 merger, all Allahabad Bank employees were migrated to Indian Bank's systems. If you're still using your old Allahabad Bank employee number, that's the problem. You need the new Indian Bank employee number assigned post-merger. Your HR department or branch can confirm this.
Security Question Not Matching
The security question answer is case-sensitive and space-sensitive. If you typed "chennai" during setup, "Chennai" won't work. If you genuinely can't remember the exact format, you'll need to contact HR for a reset.
The Allahabad Bank Merger: Why It Still Matters for HRMS Access
This context is missing from almost every other guide. When the Union Cabinet approved the merger on March 4, 2020, and Indian Bank absorbed Allahabad Bank effective April 1, 2020, the HR integration was explicitly called out as the "main focus" of the amalgamation. Padmaja Chunduru, then MD & CEO of Indian Bank, told The Hindu that HR integration would be the primary concern.
An Economic Times CIO interview from August 2021 with Deepak Sarda, Indian Bank's CTO, detailed the IT operations merger. The HRMS migration was part of this broader IT consolidation. But here's the practical impact six years later: some ex-Allahabad Bank retirees still report confusion about which portal to use and which employee ID format applies to them.
If you retired from Allahabad Bank before April 2020, your records were migrated to Indian Bank's HR Connect. You should have received a new employee/retiree ID. If you didn't, or if you never registered on the new system, contact Indian Bank's helpline at 1800-1700.
Services Available: Quick Comparison
| Service | Active Employees | Retirees | Access Method |
|---|---|---|---|
| Salary/Pension Slips | ✓ | ✓ | Monthly download |
| Form 16 | ✓ | ✓ | Annual (post-March) |
| Leave Application | ✓ | ✗ | Real-time online |
| Investment Declarations | ✓ | ✗ | Pre-FY deadline |
| Loan Tracking | ✓ | ✗ | Real-time EMI status |
| IT Computation | ✓ | ✓ | Annual computation |
| Service History | ✓ | ✓ | Full career record |
| NOC Generation | ✓ | ✗ | Pre-retirement |
| Global Payroll View | ✓ | ✗ | Manager Self Service |
First-Time Registration (New Employees)
You can't register yourself on HR Connect. This isn't a self-service registration like net banking. As GovernmentsPortal.com confirms, the process requires HR department involvement:
- Get your User ID from HR. Your branch or regional HR will provide it.
- Link your mobile number with CO HRM. This is done by the HR team, not by you. The mobile number must match the one the bank has on file.
- Complete first login with OTP. Once your mobile number is linked, you'll receive an OTP during your first login attempt.
- Set security question and password. Choose something memorable but not guessable. Remember: the answer is case-sensitive.
The whole thing can take a few days if your HR department is busy. Plan accordingly, especially if you need to submit investment declarations close to a deadline.
Security: What the 2FA Actually Protects
Indian Bank's HR Connect uses two-factor authentication: your password plus an SMS-based OTP. Is SMS-based 2FA perfect? No. A Reddit thread in r/IndiaTech from August 2024 bluntly called out Indian banks for "outdated security measures," pointing out that SMS OTPs can be intercepted via man-in-the-middle attacks. BankInfoSecurity.com echoed this concern, noting that OTPs "are sent via SMS in plain text."
That said, for an HRMS portal containing salary slips and pension details rather than transaction capabilities, SMS 2FA is a reasonable minimum. As one commenter in the Indian Bank Facebook group put it: "The HRMS portal does not contain any secret information except pension details which will be of no use to others." Fair enough, but keep your password strong anyway. Don't reuse your net banking password here.
Contact Indian Bank for HR Connect Issues
Sources
- Indian Bank HR Connect Portal (Primary URL): hrconnect.indianbank.in
- Indian Bank HR Connect Two-Factor Authentication Page: hrconnect.indianbank.bank.in
- Retiree Login Simplified Writeup (SOP), Scribd: scribd.com/document/848288814
- Indian Bank CO: HRM Department Facebook Group, Login Discussion (Nov 2024): facebook.com/groups/374236756091094
- Indian Bank CO: HRM Department Facebook Group, Pension Slip Discussion (Oct 2023): facebook.com/groups/374236756091094
- Facebook Group Discussion on Salary via Manager Self Service (Mar 2024): facebook.com/groups/547562263649674
- HRCONNECT Retirees Portal Login Tutorial, YouTube (Oct 2024): youtube.com/watch?v=7JUPrT1ddH4
- HRCONNECT Password Reset Tutorial, YouTube (May 2023): youtube.com/watch?v=QLXjALB1ME8
- GovernmentsPortal.com, HRConnect Indian Bank: Login, Registration & Services (Sep 2025): governmentsportal.com/hrconnect-indian-bank-login
- The Hindu, "HR integration, main focus of merger" (Sep 2019): thehindu.com/article29492918
- Economic Times CIO, "How IT operations of Indian Bank and Allahabad Bank were merged" (Aug 2021): cio.economictimes.indiatimes.com/85786602
- Indian Bank Customer Grievance Portal (New helpline confirmation): apps.indianbank.in/cgrc
- Allahabad Bank merger details, Wikipedia: en.wikipedia.org/wiki/Allahabad_Bank
- Reddit r/IndiaTech on bank security measures (Aug 2024): reddit.com/r/IndiaTech
- BankInfoSecurity.com, "Should India's Banks Drop User-Based OTPs?" (2018): bankinfosecurity.com/a-11745
- Indian Bank Official Website: indianbank.in
- Quora, "User already logged on" issue: quora.com
NOT FOR PUBLICATION — EDITOR NOTES
Information-Gain Items (Not Found in Competing Pages):
- Two active URLs with different authentication flows (hrconnect.indianbank.in vs hrconnect.indianbank.bank.in) and which one the bank is pushing users toward.
- The specific Facebook group comment from Prem Nigam (Nov 2024) confirming the newer URL and mobile-number-based OTP entry process.
- Cross-reference between the Allahabad Bank merger (April 2020) and ongoing HRMS access issues for ex-Allahabad employees/retirees, sourced from both The Hindu's 2019 article and the Economic Times CIO's 2021 technical merger details.
- The Bank of Baroda HR Connect investment declaration deadline (Feb 21, 2026) as comparative evidence that Indian Bank follows similar PeopleSoft-based FY-end cycles.
- The new toll-free number (1800-1700, effective Sep 1, 2025) vs the old number being discontinued, sourced directly from the bank's customer grievance page.
- Reddit r/IndiaTech criticism of SMS-based 2FA for Indian banks, cross-referenced with the Facebook group member's defense of HRMS portal security (claiming pension data isn't worth stealing).
Human Completion Tasks:
- [Omprakash] to confirm author credentials, photograph, and bio for author box.
- Author to verify current 2FA login flow by attempting login on both URLs.
- Schema markup (Article, BreadcrumbList, FAQPage) to be added before publishing.
- Consider adding structured data for HowTo schema on the login steps.
90-Day Fact-Check Reminder:
Re-verify all URLs and helpline numbers by May 15, 2026.